Build Your Future in the U.S.—Even Without a Social Security Number or ITIN
Why Brivisto?
Brivisto, proudly headquartered in New Jersey, serves clients nationwide—specializing in helping individuals who either lack an ITIN or need guidance building their credit history. We were founded with a clear mission: to empower underserved communities and protect them from being taken advantage of by banks, lenders, and credit agencies.
We understand how overwhelming the U.S. financial system can be, especially for immigrants and newcomers. That’s why we’re here—to help you build a secure financial foundation and create real opportunities for your future.
Brivisto is also IRS-certified to assist with the ITIN (Individual Taxpayer Identification Number) application process, ensuring accuracy and compliance every step of the way.
With over 100 years of combined industry experience and deep connections across the financial, banking, automotive, real estate, and credit sectors, Brivisto provides trusted, personalized service that delivers real results.
“Everyone told us it was impossible to finance a car without a Social Security Number or ITIN. I only had my passport —but Brivisto made it happen. They treated me with respect, explained everything, and within days I was driving my new car! I’ll never forget how they believed in me when no one else did.”
— Jorge M., Elizabeth, NJ
What does Brivisto offer?
Brivisto provides a wide range of services designed specifically for individuals with limited or no documentation in the United States. Our support includes personalized financial counseling, access to safe and reliable banking solutions, assistance with ITIN applications, and strategies to help you build your credit—so you can confidently finance a car, buy a home, or invest in the tools and equipment you need to grow your business.
Unlike generic assistance programs, Brivisto specializes in breaking through the documentation barriers that often prevent hardworking individuals from moving forward. Whether you’re new to the country, working with only a passport or ITIN, or unsure where to start, our dedicated team offers step-by-step guidance tailored to your specific needs.
With deep expertise in financial systems, credit, real estate, and tax compliance, we not only provide services—we provide a path forward. We’re here to make sure you aren’t overlooked, underserved, or taken advantage of—ever again. From your first consultation to your final approval, Brivisto stands with you at every stage of your journey.
Did you know?
You may still be eligible for an ITIN through special IRS-approved tax purposes — even if your visa has expired. Most people (and even some attorneys) aren’t aware of these exceptions, but Brivisto knows how to navigate them and help you apply legally and successfully. Learn more here.
What makes Brivisto different from other companies offering similar services?
Real Experts. Real Connections. Real Results.
At Brivisto, we bring over 100 years of combined experience in banking, credit, real estate, and business finance. But what truly sets us apart isn’t just our background — it’s our daily connection to the industries we serve.
We work directly with professionals who are actively employed in banking, automotive, real estate, and credit sectors. These aren’t one-time partnerships — these are daily conversations and working relationships with insiders who keep us informed on the latest industry changes, lender trends, and approval standards.
Because of these powerful affiliations, Brivisto delivers real-time, personalized strategies that reflect the current market — not outdated templates. That means better results for our clients, whether they’re applying for an ITIN, financing a vehicle, forming a business, or preparing to buy a home.
Many of our clients come to us after trying to figure things out alone — sometimes with help from friends, online services, or low-cost companies that promised results and disappeared. We’ve heard the stories, and we built Brivisto to be the complete opposite.
When you work with us, you’re assigned a dedicated account representative who walks with you every step of the way. We don’t just take a fee and disappear. You’ll see real progress, clear communication, and trusted support throughout the entire process.
At Brivisto, you’re never alone — because we’re not just a service, we’re a team.
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As an introductory member, you gain access to a wealth of resources designed specifically for individuals in your situation.
Whether you’re just starting your journey in the United States or looking to take the next big step, Brivisto provides you with the tools, guidance, and support you need to succeed. As a member, you’ll unlock exclusive content tailored to your immigration status, financial goals, and personal needs — including step-by-step guides, insider tips, and proven strategies.
Our goal is to equip you with the knowledge and confidence to move forward — whether that means applying for an ITIN, building credit, purchasing a vehicle or home, or launching your own business. No matter where you are in the process, we’re here to help you get to the next level.
With Brivisto, you’re not just getting information — you’re getting a partner in your progress.
Learn more starting a new business is different for you specifically - Click here
We take care of every step — so you can focus on building your future.
At Brivisto, we handle the entire business formation process for you. We’ll register your company with the Secretary of State in the state where you want to launch your new business, ensuring everything is filed correctly and on time.
We also provide you with a Federal Employer Identification Number (EIN) — an essential step for opening business bank accounts, hiring employees, and establishing your company’s financial identity.
Here’s a helpful hint: Having a registered business and an EIN can support your case when applying for legal residency or adjustment of status. It shows initiative, financial responsibility, and ties to the community — all important factors in your long-term immigration goals.
With Brivisto, starting your business isn’t complicated — it’s just the beginning.
Still need more information >> Click here
We’ll guide you through every step of applying for your ITIN — with expert support you can trust.
Brivisto is here to make the ITIN application process simple and stress-free. An ITIN (Individual Taxpayer Identification Number) is essential for filing taxes, opening financial accounts, building credit, and even preparing for immigration processes — and we ensure everything is done correctly from the start.
As a Certifying Acceptance Agent (CAA) registered with the IRS, Brivisto is authorized to verify your identity and submit your ITIN application directly — often eliminating the need to send original documents to the IRS. This not only speeds up the process, but also keeps your personal documents safe.
We also collaborate with trusted immigration attorneys who can assist if your situation requires additional legal guidance, making sure every part of your path is covered.
With Brivisto, you're not just applying for an ITIN — you're taking the first step toward financial freedom and legal recognition in the U.S. >> Click here for more info
Explore what we offer
We provide personalized solutions through a comprehensive review of your personal or business situation.
At Brivisto, we understand that every client’s journey is unique — and so are the challenges they face. That’s why we take the time to get to know your specific goals, needs, and circumstances before offering any advice or solutions.
Once you begin working with us, you’ll be assigned a dedicated account executive who will guide you through each step of the process. Whether you’re looking to establish credit, start a business, buy a car or a home, or simply bring your financial life into better alignment, your account executive will work closely with you to develop a plan tailored just for you.
We’re not just here to provide services — we’re here to empower you to unlock your full potential, reach long-term success, and build the life you deserve. Our mission is to support you in creating a secure and stable future for yourself and your family — one that meets U.S. government standards and opens doors to greater opportunity, no matter your current status in the United States.
With Brivisto, you're never alone — we're with you every step of the way. Learn more here.
Prepare to Finance a car
Yes, you can absolutely finance a car — with or without an ITIN — and we’re here to make sure you don’t get taken advantage of.
An ITIN (Individual Taxpayer Identification Number) can be used in place of a Social Security Number when financing a vehicle. But whether you have one or not, many people end up overpaying — sometimes by thousands of dollars — simply because they don’t know their rights or options.
At Brivisto, we guide you every step of the way. Our team includes former automotive industry professionals who know how the system really works. We also partner with a trusted network of dealers who work with individuals who:
Have an ITIN
Have no ITIN
Can’t prove income
Don’t have a driver’s license
Don’t get robbed. Get informed. Call us today and let us help you finance a car the smart, safe, and affordable way.
Start your car buying journey today. Learn more here.
U.S. citizen or not — you can buy a home using your Individual Taxpayer Identification Number (ITIN).
In fact, many people don’t realize that it’s even possible to purchase a home without an ITIN at all. At Brivisto, we specialize in helping individuals and families navigate the home-buying process — no matter their current immigration or documentation status.
We work directly with lenders who offer specialized ITIN loan programs. These programs are built to support people who don’t have traditional documentation. That means you may qualify without needing tax returns, W-2s, or months of bank statements. Our lending partners understand real life — and real challenges.
While most lenders require 20% or more as a down payment, Brivisto helps you explore options that fit your situation. We prepare you step by step to be loan-ready and guide you through every part of the process — from finding the right lender to closing on your new home.
Brivisto is here to help you make homeownership a reality.
Let us help you cut through the red tape, avoid costly mistakes, and move one step closer to owning the home your family deserves. Learn more here.
Choose your plan
As a member, you gain access to a wealth of resources and exclusive content tailored to your needs and financial goals. With this membership you will have access to all the breaking news as it pertains to imigration status, proposed laws or government policies that effect you and your loved ones. We supply only verified information coming directly from the respective agency. Stay up to date to what is most important you direect, not from word of mouth, that often is misinformed.
Unlock a higher level of access by upgrading to our VIP membership. Enjoy all the perks of a club member, plus additional content and 1-1 access.
Perfect for: Entrepreneurs, business owners, or serious clients preparing to purchase real estate, grow a company, or build a full credit file. Everything in Platinum, plus:
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