Frequently Asked Questions (FAQ) – Business Formation with Brivisto

1. What makes Brivisto different from LegalZoom or other online business formation companies?

Unlike cookie-cutter services like LegalZoom, Incfile, or other budget platforms, Brivisto doesn’t just file your paperwork — we strategically build your business for success. We tailor every setup based on your goals, industry, documentation status, and long-term needs.

Most other platforms give you generic templates and upsell you for every extra service. Brivisto provides hands-on guidance from start to finish — with a full package that includes business formation, EIN, state registration, and banking preparation — with no hidden fees and no monthly registered agent traps.

2. Can I start a business without an ITIN or Social Security Number?

Yes, you absolutely can. At Brivisto, we specialize in working with individuals who:

  • Have an ITIN

  • Have no ITIN

  • Have a newly issued Social Security Number

  • Are currently in the immigration or visa process

We know how to navigate the red tape and work with you to structure your business in a way that’s legal, compliant, and ready for future financial opportunities — including building business credit and qualifying for loans.

3. Why does the way my business is formed matter to banks and lenders?

The structure of your business — including your entity type and NAICS code — plays a major role in how lenders and financial institutions view your company.

The NAICS code helps banks determine whether your industry is high-risk or lending-friendly. If your business is labeled incorrectly, it can:

  • Lower your chances of credit approval

  • Restrict access to essential funding

  • Result in higher interest rates

Brivisto makes sure your business is structured strategically, with the right codes and documentation, to give you the best possible position with banks, vendors, and creditors.

4. Will I be able to open a business bank account with the documents Brivisto provides?

Yes. We provide everything you need to open a business bank account, including:

  • Articles of Organization or Incorporation

  • EIN (Federal Employer Identification Number)

  • Operating Agreement or Bylaws

  • State registration documents

  • Step-by-step guidance to walk into the bank with confidence

We also help match you with immigrant-friendly financial institutions that understand your unique situation and won’t turn you away based on documentation status.

5. How does forming a business benefit me if I’m applying for U.S. citizenship?

Having a properly registered and active business — especially one that reflects the work you’re already doing — can strengthen your immigration and citizenship application. It demonstrates:

  • Economic contribution

  • Financial responsibility

  • Community ties and long-term stability

  • Self-sufficiency and employment creation

Many immigration attorneys agree that entrepreneurship and formal business activity reflect positively when seeking permanent residency or naturalization. At Brivisto, we make sure your business setup supports both your financial and immigration goals.

6. How does Brivisto’s experience benefit me?

Our team brings over 80 years of combined experience in credit, banking, and business finance — and we’ve spent decades helping immigrants, first-time entrepreneurs, and underserved clients build legitimate paths to financial independence.

We don’t just understand business. We understand your situation — and we build solutions that work in the real world, where traditional systems often fall short.

7. Do you help me beyond business formation?

Absolutely. Brivisto is a full-service support partner, not just a filing service. After your business is formed, we help with:

  • Credit-building programs (personal and business)

  • Loan preparation and funding assistance

  • Business coaching and financial planning

  • Immigration-friendly financial documentation

We’re not just here to help you get started — we’re here to help you grow, thrive, and achieve lasting success.

Still Have Questions?

📞 Call us today for a free consultation and discover how Brivisto can help you form a business that serves your goals — financially, legally, and personally.
📲 848.668.4151
🌐 www.brivisto.com